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  • Agriculture loan

Agriculture loan

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A farmer may use agricultural loans to finance seasonal farming operations or allied ventures like raising livestock, cultivating fish, or buying land or farm equipment. This kind of loan also aids in hiring labour for crop cultivation and harvesting as well as purchasing inputs like fertiliser, seeds, insecticides, and other things.

In addition, purchasing of land, or purchasing of agricultural tools, storage of produce and transport, cost of ploughing land for sowing, weeding, and transplantation also are included under purview of agricultural loans.

Short term Loans:

The main objectives of this loan is to meet the short term credit requirements for cultivation of crops, post harvest expenses, produce marketing loan, consumption requirements of farmer household, working capital for maintenance of farm assets and activities allied to agriculture, like dairy animals, inland fishery.

Medium term Loans:

Medium term loans are loans where repayments are made over a period of between one and three years.

Non agriculture loan:

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Short term non agriculture loan:

Medium term non agriculture loan:

Long term non agriculture loan: